When you are hurt in an accident, who will pay for your out-of-pocket costs? If you face an accidental injury, accident insurance can help you get emergency treatment, pay for hospital stays, and medical exams. It can also provide additional income that can be used to pay for transportation and lodging. Qualifying injuries that are covered by accident insurance vary. Some examples of covered injuries include broken limbs, loss of a limb, lacerations, burns, and paralysis. Accidental deaths will also trigger a death benefit payout to your chosen beneficiary. You can get accident insurance the same way you get any other form of coverage. Simply apply, wait to be accepted, then pay your premiums. If you need help finding a plan, one of our licensed insurance agents can help you get started.