Major health insurance products provide substantial benefits, but they don’t cover everything. Ancillary benefits can be used to fill any gaps that exist within your current coverage, allowing you to be fully protected in your time of need.
Health insurance plans typically have some ancillary benefits included, but in other cases, you may have to find such benefits from another plan. These are some types of ancillary coverage. Link to quote and apply
Major health insurance plans typically don’t provide coverage for dental care. If you need a dental procedure, such as a root canal, you would be required to pay entirely out of pocket for the service. Fortunately, dental insurance is available to help you cover the cost.
Dental insurance provides highly accessible coverage that helps pay for a variety of dental services. Depending on the level of coverage you purchase, different amounts of the cost will be covered. Though, in most cases, you can expect plans to provide coverage up to a certain percentage of costs or a fixed rate for certain services. Get Quote
When you are hurt in an accident, who will pay for your out-of-pocket costs? If you face an accidental injury, accident insurance can help you get emergency treatment, pay for hospital stays, and medical exams. It can also provide additional income that can be used to pay for transportation and lodging.
Qualifying injuries that are covered by accident insurance vary. Some examples of covered injuries include broken limbs, loss of a limb, lacerations, burns, and paralysis. Accidental deaths will also trigger a death benefit payout to your chosen beneficiary.
You can get accident insurance the same way you get any other form of coverage. Simply apply, wait to be accepted, then pay your premiums. If you need help finding a plan, one of our licensed insurance agents can help you get started.
Cancer is a costly illness to battle. While major health insurance may cover a large portion of cancer-related health care costs, it won’t pay for everything. With cancer insurance, you can get access to financial resources that you can use to pay for cancer treatment and related costs. The benefit is paid out as a lump sum when you are diagnosed with cancer.
Your body is your most valuable asset, and you must protect it. If you are injured severely and disabled, you won’t be able to work. This can impact your ability to support yourself and your family. Fortunately, disability insurance can keep money coming in if you become disabled.
This type of insurance replaces a portion of your monthly income if you are afflicted with an injury or illness that is preventing you from working. It won’t replace your entire paycheck, but having a steady income can be life-changing in times of need. You can use disability insurance payments to pay for anything, including medical bills, childcare expenses, and more.
If you feel like your insurance isn’t providing you with enough security, some supplemental coverage could be the solution you are looking for. To learn exactly what your options are, please contact Crook Insurance today 417-233-2301